Coles home and contents insurance reviews

Coles has over a century dedicated to giving Aussie families the products and services they need for a happy, healthy home, at prices they can afford.

I switch home insurers every year to make sure I am getting the best possible price. As a result my insurance premium goes down every year, not up, and I have experience with most of the major insurance companies. Coles home insurance is definitely cheap and the ongoing bonus flybuy points you can earn make it cheaper again. One major tip is to ring Coles directly to purchase and not buy online. Coles were the cheapest online quote, but by ringing Coles directly they were able to give me a further discount.

Coles home and contents insurance reviews

I had a home burglary. At first the attention to re-secure the house was very good and the tradespeople were very helpful. Receiving payment for stolen items was like pulling teeth. It is still not settled after 14 months. They are tricky beyond belief, including by having a slow response time to each email, by separating each individual item stolen into its own case with multiple staff handling it, by accepting liability but not paying, by lying about the contract I signed, by refusing to answer questions and by asking for the same information over and over. To add insult to injury, they doubled my premium for the following year. Incredibly incompetent in handling claims and held my premium refund for 1 month when policy was cancelled. In the end after 4 months of back and forwards with this company and over 12 hours on the phone trying to make sense of all these agents and there inexperience and lack of knowledge they know that you will most likely not proceed with legal action as the amount would not warrant the cost ,they treat their customers with contempt and as many hundreds of former policy holders will confirm they do not pay out. I will never buy anything associated with coles and will continue to warn others about the dodgy business practices associated with this cringe worthy and pathetic company. Good company. Value is pretty good. As good as any other and better than a lot of others. Cons they look after you. Absolutely terrible claims experiences in , , and

Write a review. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. Your sum insured amount is the maximum amount your insurer will pay to repair or replace your building. You should set it to the cost of replacing all of your belongings. If a policy has an underinsurance safety net also called "gap cover" the insurer will pay a percentage above your sum insured if necessary.

In this guide. Reviews of other home insurance brands. You can get 3 different policy types. Coles offers building insurance, contents insurance, and a combined home and contents insurance policy. To add to that, Coles also offers landlord insurance. Some main events covered by Coles Home Insurance include:. Escape of liquid.

Coles home and contents insurance reviews

We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. Your sum insured amount is the maximum amount your insurer will pay to repair or replace your building. You should set it to the cost of replacing all of your belongings. If a policy has an underinsurance safety net also called "gap cover" the insurer will pay a percentage above your sum insured if necessary. A total building replacement policy doesn't use a sum insured - you simply get your building totally replaced. The sum insured is the maximum amount your insurer will pay to replace your contents. Cover for when a member of your household is responsible for damage to or loss of another's property, or another person's injury or death.

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Contents Called the to make a claim only to be told it's not covered even though I have accidental damage Escape of liquid. All chasing done by me. Create an account to write a review. Yvonne, New South Wales, reviewed over 2 years ago. They treat me so badly when I'm a customer, imagine if I wasn't a customer anymore!! In some policies the actual exploding object is not covered. Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. Fees your bank might charge for early payment of your mortgage in the event of the total loss of your building. Typically includes trees, shrubs, etc planted in the ground. Does Coles Home Insurance cover flood? All insurers promise to replace contents with equivalent new items, although some policies have exceptions. Bike insurance. Mozo Insurance Home Insurance Coles.

I had a home burglary.

Eve, Victoria, reviewed over 2 years ago. Gary Ross Hunter is an editor at Finder, specialising in insurance. Value is pretty good. Building Only Cover. Cover for damage caused by fire and its by-products smoke, soot, ash, etc. How to find the right home and contents insurance policy. Get the best deals from Compare Insurance delivered to your inbox for free. I would recommend Coles insurance to anyone needing insurance policies. If a policy has an underinsurance safety net also called "gap cover" the insurer will pay a percentage above your sum insured if necessary. Overall 7. Fire Theft Storm Flood. All insurers promise to replace contents with equivalent new items, although some policies have exceptions. Cover information and limits in the table below verified as correct at 11 March The fewer dollar signs, the cheaper the policy compared to other products available in the state. Don't have an account yet?