The points guy platinum amex

Although some overlapping benefits are offered by the Amex Platinum and Business Platinum — and both earn Membership Rewards points with access to the same transfer partners — there are important differences to consider when deciding which one is right for you, the points guy platinum amex. Let's look closer at the Amex Platinum vs. Business Platinum to see which makes the most sense for your wallet.

Editor's note: This is a recurring post, regularly updated with new information and offers. Nowadays, it seems every bank, airline and hotel offers a premium travel rewards card. But for a long time, The Platinum Card from American Express was the only premium rewards card on the market. If you had an Amex Platinum Card, with its sleek design and hefty metal weight , there was a sense of cachet. That still exists, even though a few competitors in the luxury card category have emerged in recent years, including the Chase Sapphire Reserve and the Capital One Venture X Rewards Credit Card. When you stack them up against one another, the Amex Platinum shines in ways the others don't.

The points guy platinum amex

When it comes to premium travel rewards cards , consumers have several options. Although many of these premium cards charge high annual fees, the benefits, statement credits and earning potential they provide can make paying for them worthwhile. This guide considers the advantages of having an Amex Platinum card in your wallet, from the card's reward-earning structure to its money-saving features so you can decide whether the hefty annual fee is worth it. You can also check the CardMatch tool to see if you're targeted for a better offer. The Platinum card offers eight main statement credits that can reduce the effective cost of the annual fee. Let's look at these credits individually and how you can take full advantage of each one. Note that enrollment is required for select benefits. This is one of the most basic, yet still confusing to some , benefits of the Platinum card. Technically, this credit is meant to be used toward charges such as checked baggage fees, seat assignment fees, airline lounge passes and similar expenses. Depending on how airlines code certain purchases, however, it is also sometimes possible to purchase airline gift cards to use toward tickets and be reimbursed via airline fee credit although it's worth noting that this can change unexpectedly. They can also register for complimentary Uber VIP status , which gives access to better cars and better-rated drivers in select locations. You must link your Platinum Card to your Uber account to take advantage of this benefit. Not that this credit does not roll over if you don't use it. Related: How to make sure you're getting your Amex Platinum Uber credits.

With a plethora of travel benefits, the points guy platinum amex, the Amex Business Platinum is a must-have card for those looking to maximize their travel. If you're looking for a premium card loaded with travel perks and don't have a business or the substantial expenses that come with one, the personal Amex Platinum should suffice.

Editor's note: This is a recurring post, regularly updated with new information and offers. While it requires some work to take full advantage of them, the effort can pay off with savings of hundreds or even thousands of dollars per year. Between its high annual fee and a handful of business-focused perks, this card certainly won't be suitable for every small business — especially ones that don't log major travel expenses or ones with primary spending areas more in line with the bonus categories offered by other business cards. Still, it has some valuable perks, making it a strong choice for many businesses. This card has a recommended credit score of and above.

That shouldn't come as much of a surprise, given that it's among the heaviest and most expensive of the publicly available premium credit cards. It's easy to make the case that the Amex Platinum can pay for itself over time , but that doesn't necessarily mean it's the right card for you. So, let's look at who should — and shouldn't — get the Amex Platinum. However, many readers are being targeted for elevated offers by using the CardMatch tool. If you're one of the lucky ones, you'll be able to earn up to , points after meeting minimum spending requirements.

The points guy platinum amex

Best luxury travel rewards card. The Amex Platinum card is not just a symbol of luxury. Partner offer. This card is also incredibly rewarding for travel purchases, helping you rack up a ton of Membership Rewards points for your next award trip. Enrollment required for select benefits. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

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Each card comes with a generous welcome offer, but the minimum spend required to earn the bonus is where they really differ. For rates and fees of the Amex Platinum, click here. To offset the annual fee, Amex offers a number of statement credits, including:. Clear Plus lets you use biometric kiosks for identification purposes and can skip showing the TSA agent your travel identification documents. Her love affair with travel and aviation began at age 6, when her Air Force family moved from California to a military base outside of London. This post contains references to products from one or more of our advertisers. TPG's director of travel content Eric Rosen has used points and miles to visit some of the world's most remote corners, including swimming with whale sharks off Western Australia's Ningaloo Coast, exploring the wilds of Botswana's Okavango Delta and tasting the high-altitude wines of Argentina's Mendoza region. One of the main arguments in favor of keeping the Amex Platinum on a long-term basis is the fact that the various credits — airline incidentals , Uber and Saks Fifth Avenue — drastically reduce the out-of-pocket cost you're really paying. If you aren't familiar with this rule, it means that applicants who've opened five or more cards in the last 24 months across all issuers will be automatically rejected for most Chase cards. For an explanation of our Advertising Policy, visit this page. You'll only be able to take advantage of this perk every four years, but authorized users can also receive fee credits of their own. From zipping through airport security lines to treating myself to complimentary Starbucks each month, here's why the Amex Platinum reigns supreme in my eyes. Reports indicate that it sometimes happens, but since these reservations are technically through a third-party platform, you should be prepared to miss out on those perks.

While this is an excellent welcome bonus, you may want to check the CardMatch tool for targeted offers — we've seen Amex Platinum bonuses of , points floating around in the past those offers are subject to change without notice.

Editor's Note This is a recurring post, regularly updated with new information and offers. Both the Amex Platinum and Amex Business Platinum transfer to American Express' 21 partners, of which 18 are airline partners while the remaining three are hotel partners. Its better for big purchases, but note you have to book airfare through Amex Travel to earn bonus points with this card. As a cardmember for over two years, I have leveraged this pricey card to my advantage, jumping on the valuable perks it grants its customers. Generally, the monthly membership is more expensive than the annual one, but your credit will fully cover the monthly cost. This is another great benefit targeted toward frequent travelers. Must charge full price of bike in one transaction. However, as long as you have the Amex Platinum, you can receive free membership with Clear Plus. They are also eligible to earn 5 points per dollar on prepaid hotels booked on AmexTravel. With demand and prices for rental cars remaining high, having elite status may be a big help when getting the transportation you want. Clear Plus has a separate line to handle travelers' identity verification and security screening via a fingerprint or iris scan.